Employer Solutions
Fredericks Benefits is an independent employee benefits advisor & broker.  We provide local expertise and have resource partners in most of the major cities across the country.  As an alliance member of United Benefits Advisors, we are able to bring our client’s unmatched products, services and resources, from some of the nations leading professionals in, Business, Human Resources, Law, Accounting and Actuarial services. 

We advise a diverse group of employers on how to deliver innovative, reliable and specific employee benefit solutions for their unique situation. Our creative approach helps us identify each employer’s distinct needs and provides them with the necessary information, tools and guidance to make informed intelligent decisions on what best for their organization.

We provide access to a full array of products and services designed to help an organization design, construct, implement, plan and manage their employee benefit programs: 

 

Advisory Services

 

  • Plan Design Analysis

  • Cost Containment Strategies

  • Funding Analysis

  • Plan Cost Forecasting

  • Analysis Renewal Pricing Evaluation

  • Plan Evaluation

  • Performance Review

  • Employer & Employee Education

  • Carrier Negotiation

  • Actuarial Consulting

  • Health Care Claims Analysis & Auditing

 

Enrollment Services

  • Web-based Employee Enrollment Systems

  • Employee Benefit Management Systems

  • Benefits & Compensation Statements

  • Employee Education Programs

  • Communication and Coordination Program

  • One on one meeting

 

Employer Sponsored Benefit Plans

 

  • Health Insurance 

  • Prescription Drug Programs

  • Dental

  • Vision

  • Basic Life/AD&D

  • Voluntary Life/AD&D

  • Short Term Disability

  • Long-Term Disability

  • Long-Term Care

  • Section 125 Premium Conversation Plan

  • Section 132 Transportation Benefit

  • Prevailing Wage Hour Bank Program

  • Travel Accident Plans

  • HRA – Health Reimbursement Arrangement

  • HSA - Health Savings Accounts

  • FSA - Flexible Spending Accounts

  • Dependent Care Reimbursement Accounts

  • Health Care Reimbursement Accounts

  • HRA - Healthcare Reimbursement Arrangements

  • MERP - Medical Expense Reimbursement Plan

  • ASO - Administrative Service Organization

  • Employee Assistance Programs

  • Wellness Programs

Executive & Key Person Insurance Services  

 

  • Executive Medical Reimbursement

  • Executive Incentive Plans

  • Executive Compensation & Benefits Planning

  • Buy/Sell Funding Agreements

  • Key Person Executive insurance

  • Excess Life

  • Disability Insurance

  • Stock Redemption

  • Bonus Programs

  • Selective Executive Retirement Plans (SERP)

  • Merger & Acquisition Due Diligence

  • Business loan protection

  • Business Overhead insurance

  • Non-qualified Deferred Compensation
  • Group Life Carve-out
 

Employee Sponsored – Worksite Plans

  • Life (Employee and Dependent)
  • Short term disability

  • Long term disability

  • Dental

  • Vision

  • Cancer & Critical Illness

  • Accident

  • Long Term Care

Retirement Plan Services

 

  • Employee Pension and 401k Plans

  • Tax Sheltered Annuities (T.S.A.)

  • Profit Sharing Plans

  • Defined Benefit Pension Plans

  • Pension Plans

  • 401(k) Salary Deferral Plans

 

Legislative and Compliance Assistance

 

  • COBRA Full Service administration

  • HIPAA Privacy Compliance Solutions

  • Summary Plan Descriptions

  • ERISA

  • 5500

  • ECT